Is Your Employer Cheating On Your
Benefits?
Cheating on benefits can be covered by the Employee Retirement and Income
Security Act (ERISA). There are many technical requirements in ERISA,
and some lawyers specialize in these claims. I consult regularly with
ERISA attorneys, and will associate with an ERISA attorney if a case presents
a good ERISA issue. ERISA rights can be quite valuable, and should
never be ignored.
One form of cheating on benefits involves the failure to make required
contributions to a retirement or other benefit plan. An employer that
is supposed to contribute a certain percentage of payroll to an ERISA
plan violates ERISA as well as the wage and hour laws if it cheats on
employee compensation.
Another form of cheating on benefits involves the failure to pay required
benefits. Before calling an attorney, save the attorney’s time and
yours by gathering as many of the plan documents as possible. Check to
make sure whether the original documents contain a “reservation
of rights” to change the plan, and be sure to mention that to any
attorney you call.
Keep all of your documents about retirement plans and benefit plans,
including your letters with administrators, in a safe place. Remember,
the more organized you are about documents and evidence, the easier it
is for your attorney to give you efficient and accurate advice.
Important Information From The Association of
Trial Lawyers of America
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